J.N. SERVICES PVT LTD A Unit of Jagniketan Services Pvt Ltd
Complete Financial Services • Branch Banking Services • All Legal Services • GST & ITR
70087 80227
94387 80227
97772 71189
support@jnfinanceservices.com
Apply for Job HR: hr@jnfinanceservices.com
About Services PM Surya JN Services Why Us Reviews FAQ Contact
PM Surya Ghar
₹78,000 Subsidy
Loan Interest
From 7% p.a.
Quick Approval
24–48 Hours
Clients Served
1000+
Odisha's Trusted Finance Partner Since 2010

Trusted Financial
Solutions for
Your Future

From personal loans and solar energy financing to PM Surya Ghar Yojana, branch banking, GST & legal services — your one-stop financial ecosystem in Odisha.

Get Free Consultation Explore Services
15+
Years Experience
1000+
Happy Clients
₹50Cr+
Loans Facilitated
2
Office Locations
PM Surya Ghar Yojana — Apply Now Home Loans at Best Rates Personal Loans — Fast Approval Branch Banking Services — Sonepur GST & ITR Filing — Expert Help All Legal Services Available Careers Open — Apply Now Call: 94374 60521 | 93480 30426 PM Surya Ghar Yojana — Apply Now Home Loans at Best Rates Personal Loans — Fast Approval Branch Banking Services — Sonepur GST & ITR Filing — Expert Help All Legal Services Available Careers Open — Apply Now Call: 94374 60521 | 93480 30426
JN Finance Logo
15+
Years of Trust
About Us

Empowering Families with
Smart Finance

J.N. Finance & Services has been a cornerstone of financial empowerment in Sambalpur, Odisha since 2010. We bridge the gap between individuals and accessible, transparent financial products — from home loans and personal lending to government-backed solar energy schemes.

Our sister entity, J.N. Services Pvt Ltd (Sonepur), extends our mission across branch banking, legal services, GST & ITR filing — forming a complete financial ecosystem across Odisha.

RBI Compliant Govt. Empanelled Zero Hidden Charges 2 Office Locations Multi-lingual Support

 Our Mission

To make quality financial, legal, and banking services accessible to every household in Odisha.

 Our Vision

To become Odisha's most trusted multi-service financial ecosystem through integrity and innovation.

J.N. Finance Services

Comprehensive Financial
Solutions for You

A wide range of financial products tailored for individuals, families, and businesses across Odisha.

Government Scheme

PM Surya Ghar Yojana

Get rooftop solar panels with up to ₹78,000 government subsidy. Full application support from registration to installation.

Learn More

Home Loans

Finance your dream home with competitive interest rates and flexible repayment tenures up to 30 years.

Enquire Now

Personal Loans

Instant personal loans for emergencies, education, and more — minimal documentation, fast processing.

Apply Now

Business Loans

Working capital, SME financing, and merchant cash advances tailored for small and medium enterprises.

Get Started

Agriculture Loans

Farm financing for Odisha's farmers to purchase equipment, seeds, and inputs at affordable rates.

Know More

Vehicle Loans

Two-wheelers, cars, and commercial vehicles — easy loan processing and fast approvals.

Apply Now

Education Loans

Affordable education loans for higher studies in India and abroad with flexible repayment.

Learn More

Insurance Advisory

Protect what matters — life, health, property — with guidance on the best insurance plans.

Consult Free

Investment Planning

Grow your wealth through mutual funds, fixed deposits, and government-backed savings schemes.

Explore Now
Featured Scheme

PM Surya Ghar
Muft Bijli Yojana

The Government of India's flagship solar energy scheme — J.N. Finance & Services is your authorized local partner in Sambalpur for seamless application and installation.

Up to ₹78,000 Subsidy

For 3 kW systems — highest subsidy for 1–2 kW panels

300 Units Free Electricity/Month

Reduce or eliminate your electricity bill entirely

End-to-End Assistance

We handle registration, documentation, and installation

Save ₹15,000–₹18,000/Year

On electricity costs with green energy

 How to Apply

1

Contact Us

Call or WhatsApp us to begin your solar journey

2

Document Collection

Aadhaar, electricity bill, bank details, consent form

3

Portal Registration

We register you on the PM Surya Ghar National Portal

4

DISCOM Approval

Technical feasibility check by local electricity board

5

Installation & Net Metering

Panel installation by certified vendor and meter setup

6

Subsidy Credited

Subsidy directly deposited to your bank account

Apply for PM Surya Ghar Now
Sister Company
JN Finance & Services
J.N. SERVICES PVT LTD
A Unit of Jagniketan Services Pvt Ltd

Our Extended Services

Serving Sonepur, Odisha with comprehensive financial, banking, and legal solutions.

Complete Financial Services

End-to-end financial advisory, loan facilitation, investment guidance, and personal finance management for individuals and businesses.

Branch Banking Services

Authorized banking correspondent services including account opening, cash deposits, withdrawals, fund transfers, and Aadhaar-linked transactions.

All Legal Services

Comprehensive legal assistance — document drafting, property registration, affidavits, notary services, and legal consultation by experienced professionals.

GST & ITR Filing

Accurate and timely GST registration, return filing, ITR preparation, and tax advisory for individuals, freelancers, and businesses of all sizes.

Why Choose Us

The J.N. Finance
Difference

We don't just process loans — we build lasting relationships based on trust, transparency, and results.

Trusted Since 2010

Over 15 years serving the Sambalpur & Sonepur communities with integrity.

Fast Approvals

Loan decisions in as little as 24 hours — move forward without delays.

100% Transparent

No hidden fees, no surprises. Every charge is disclosed upfront, always.

Expert Team

Trained financial, legal, and banking advisors who understand local needs.

2 Offices in Odisha

Sambalpur and Sonepur — serving you across Western Odisha.

Doorstep Service

Document collection, guidance, and follow-ups right at your doorstep.

Minimal Paperwork

Simplified documentation makes applying for any service stress-free.

Govt. Scheme Expert

Authorized partner for PM Surya Ghar Yojana and other schemes.

Ready to Power Your Home with Solar?

Apply for PM Surya Ghar Yojana — up to ₹78,000 subsidy + 300 units free electricity every month.

WhatsApp Us Call Now
Testimonials

What Our Clients Say About Us

"
★★★★★

J.N. Finance helped me get a home loan in just 3 days! Smooth process, helpful team, no hidden charges. Highly recommended!

RS
Ramesh Sahu
Dhanupali, Sambalpur
"
★★★★★

Applied for PM Surya Ghar through JN Finance. Team managed everything. My electricity bill is now almost zero. Wonderful!

PM
Priya Mohanty
Sunaplai, Sambalpur
"
★★★★★

GST filing done in 1 day at JN Services Sonepur! Very professional and affordable. I do all my ITR and legal work through them now.

SK
Suresh Kumar Panda
Sonepur, Odisha
"
★★★★★

They came home to collect documents, explained everything in Odia, and followed up till my loan was disbursed. Rare service!

BB
Bibhuti Bhusana Nayak
Sambalpur District
"
★★★★★

The agriculture loan from JN Finance saved my farming season. Processed very quickly. Truly understands rural needs.

GP
Gopal Prasad Behera
Bargarh Road, Sambalpur
"
★★★★★

Branch banking services at JN Services Rampur are excellent — fast, reliable, and the staff is very courteous. Great initiative!

LM
Lalita Mishra
Rampur, Sonepur
FAQ

Frequently Asked Questions

What is PM Surya Ghar Muft Bijli Yojana?

PM Surya Ghar is a Government of India scheme to provide free electricity to 1 crore households through rooftop solar panels. Beneficiaries receive a central subsidy of up to ₹78,000 and can generate up to 300 units of electricity per month free of charge.

What services does J.N. Services Pvt Ltd (Sonepur) offer?

J.N. Services Pvt Ltd, Rampur, Sonepur offers Complete Financial Services, Branch Banking Services, All Legal Services, GST Registration & Return Filing, and ITR Filing. Contact: 7008780227 / 9438780227 / 9777271189 or support@jnfinanceservices.com.

How much subsidy will I get under PM Surya Ghar Yojana?

Central government subsidy: ₹30,000/kW for up to 2 kW; ₹18,000 for the 3rd kW. So 1 kW = ₹30,000; 2 kW = ₹60,000; 3 kW = ₹78,000. State subsidies may apply additionally.

What documents are needed for GST registration at JN Services?

For GST registration you typically need: PAN card, Aadhaar card, proof of business address (electricity bill / rent agreement), bank account details, passport-size photograph, and digital signature. Our team at Sonepur will guide you through the entire process.

How quickly can I get a personal loan approved?

Personal loans are typically processed and disbursed within 24–48 hours of complete document submission. We work with multiple banks and NBFCs to ensure the fastest approval for eligible applicants.

How can I apply for a job at JN Finance / JN Services?

Send your updated resume to hr@jnfinanceservices.com. We are hiring for positions in finance, branch banking, legal, GST & tax, and field sales across our Sambalpur and Sonepur offices. You can also click the "Apply for Job" button in the Careers section of this website.

Does J.N. Finance charge consulting fees?

We offer a free initial consultation. Any applicable processing or service fees are clearly disclosed upfront — there are absolutely no hidden charges at any stage.

Where are your offices located?

We have two offices: (1) J.N. Finance & Services — Plot No 2573, Maulinagar Charbhati, Dhanupali, Sambalpur, Odisha – 768001. (2) J.N. Services Pvt Ltd — Rampur, C/O Prafulla Meher, Back Side of Indian Gas Office, Rampur, Sonepur, Odisha – 767045.

J.N. Services Pvt Ltd

Sonepur Office
Contact Details

Reach out to our Sonepur branch for financial, banking, legal, GST & ITR services.

Office Address

J. N. Services Pvt Ltd, Rampur
C/O Prafulla Meher, Back Side of Indian Gas Office
Rampur, Sonepur, Odisha – 767045

Contact Numbers

+91 70087 80227  |  +91 94387 80227  |  +91 97772 71189

70087 80227 94387 80227 97772 71189

Join Our Growing Team

We're looking for passionate professionals in finance, branch banking, legal services, GST & tax advisory, and field operations. Join the JN Finance & Services ecosystem and grow your career in Odisha's fastest-growing financial services group.

Apply Now
HR Email: hr@jnfinanceservices.com
Open Positions
Finance Executive Branch Banking Agent GST & ITR Associate Legal Assistant Field Sales Officer Customer Support
J.N. Finance — Contact Us

Let's Start Your
Financial Journey

Reach out to our Sambalpur office for loans, PM Surya Ghar, and financial advisory services.

Sambalpur Office

Plot No 2573, Maulinagar Charbhati, Dhanupali,
Unit No 3, Sunaplai, No 344/3872,
Sambalpur, Odisha – 768001

Working Hours

Monday – Saturday: 9:00 AM – 6:00 PM

94374 60521 93480 30426

Send Us a Message

We'll get back to you within 2 business hours.

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Find Our Offices

Two Offices. One Trusted Brand.

Sambalpur for loans & solar | Sonepur for banking, legal, GST & ITR. Call us today.

Sambalpur: 94374 60521 Sonepur: 70087 80227
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